Terms and Conditions

Last updated: [DATE]

  1. Scope

This website, cormackadvisory.com, is operated by [REGISTERED BUSINESS NAME], trading as Cormack Advisory (“Cormack Advisory”, “we”, “us”). These terms govern your use of the site. By accessing or using it you accept them. If you do not accept them, please do not use the site. These terms cover use of the website only. They do not govern any advisory or introduction engagement, which is subject to a separate written agreement.

  1. Nature of the content

The content of this site is provided for general information. It does not constitute legal, tax, immigration, financial or investment advice, and it is not an offer, solicitation or recommendation to buy, sell or subscribe to any investment, financial instrument, product or service. See the Disclaimer for further detail.

  1. No relationship created

Using this site, sending an enquiry or corresponding with us by email or telephone does not create an advisory, fiduciary or contractual relationship. Such a relationship arises only under a separate written agreement signed by both parties.

  1. Accuracy and availability

We take reasonable care to ensure that content is accurate at the time of publication, but we give no warranty as to its accuracy, completeness or currency. Residency, citizenship and investment rules change frequently, so content may not reflect the latest position. We may change or remove content at any time without notice, and we do not guarantee that the site will be available without interruption or free from error.

  1. Intellectual property

All content on this site, including text, graphics, logos, images and layout, is owned by or licensed to Cormack Advisory and is protected by copyright and other intellectual property rights. You may view and print content for your own personal use, provided that use is not commercial. Any other reproduction, distribution, modification or commercial use requires our prior written permission.

  1. Third party links

This site may link to third party websites, including those of government programme authorities and professional partners. Those links are provided for convenience. We accept no responsibility for the content, accuracy or availability of any external site, and a link does not imply endorsement.

  1. Limitation of liability

To the fullest extent permitted by law, we accept no liability for any loss or damage arising from the use of, or reliance on, this site or its content. Nothing in these terms excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under the law of Scotland. Nothing in these terms affects your statutory rights as a consumer.

  1. Your conduct

You agree not to use this site in any way that is unlawful, that could damage or impair it, or that could interfere with anyone else’s use of it. You agree not to attempt to gain unauthorised access to any part of the site or its systems.

  1. Changes to these terms

We may update these terms from time to time. The version published on this page when you use the site is the version that applies.

  1. Governing law

These terms are governed by the law of Scotland, and the courts of Scotland have jurisdiction over any dispute arising from them. If you are a consumer living in England, Wales or Northern Ireland, you may also bring proceedings in the courts where you live. Nothing in this clause removes any mandatory consumer protection that applies to you under the law of the country where you live.

  1. Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions continue in full force.

  1. Contact

Questions about these terms can be sent to brian.cormack@cormackadvisory.com or by post to Cormack Advisory, 23 Melville Street, Edinburgh EH3 7PE, Scotland, United Kingdom. Full business and regulatory details are set out in the Legal Notice.